Financing Details:

A) Commercial Building – Retail, Office & Warehouse: 15% Cash Down Payment; 20 Year Amortization; 7 Year Maturity; 6% Fixed Interest Rate

B) 1-4 Family Residence: 15% Cash Down Payment; 30 Year Amortization; 10 Year Maturity; 5.5% Fixed Interest Rate

C) Manufactured Home with Property: 15% Cash Down Payment; 15 Year Amortization; 7 Year Amortization; 6.5% Fixed Interest Rate

D) Improved Lots: 20% Cash Down Payment; 10 Year Amortization; 7 Year Maturity; 6% Fixed Interest Rate

E) Unimproved Land: 25% Cash Down Payment; 10 Year Amortization; 5 Year Maturity; 6% Fixed Interest Rate

Financing is subject to proof of income, acceptable repayment capacity, no bankruptcy or material adverse credit reporting.

Financing is subject to Bank Customer Identification Program requirement.